Retirement And IRAs

With a NovaTerra IRA, you can manage your investments yourself with no account fees or have us better do it for you for an advisory fee.

Retirement investment refers to an investment made with the goal of generating income or growth to support an individual during their retirement years. These types of investments can include individual stocks, bonds, mutual funds, exchange-traded funds (ETFs), and real estate, among others. Some popular types of retirement investment accounts include 401(k) plans, traditional and Roth IRAs, and annuities. Each type of retirement investment has its own set of benefits, risks, and tax implications, and it is important to consult with a financial advisor to determine the best investment strategy for your retirement goals.

Retirement Investments

Retirement investments are a key component of a retirement savings plan. The purpose of these investments is to grow an individual's savings so that they can support themselves during their retirement years. I want potential growth (or earnings) to be tax-deferred: Great if you want to reduce your taxable income by deducting your contributions. You won't pay taxes until you withdraw money in retirement. I want potential growth (or earnings) to be tax-free: Great if you want access to your contributions without taxes or penalties before retirement. And you won't pay taxes when you withdraw your money in retirement.

I want control of my former 401(k)s:

Great if you like a centralized account for any former workplace 401(k)s or 403(b)s. If you already have a Hisense Limited IRA, get started moving your money.
Advantages of retirement investment
These funds are invested in a variety of options, such as stocks, bonds, and mutual funds, and the investment returns can grow tax-free until the money is withdrawn.
Tax benefits
Diversification
Compound interest
Professional management
Forced savings
Another popular type of retirement investment is an Individual Retirement Account (IRA). IRAs come in two main types: traditional and Roth. Traditional IRA contributions may be tax-deductible and the money grows tax-deferred, but withdrawals are taxed at retirement age. Roth IRA contributions are not tax-deductible, but the money in the account grows tax-free and withdrawals in retirement are also tax-free.
At NovaTerra Inc, we help you make the best decisions about retirement, so you control your financial future.

Nova Investment Process

Top Down Research

To define the investment universe, Nova investment process initially examines how the world is changing and where it is headed.

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Ideation

Identify Disruptive Innovations

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Sizing The Opportunity

Define The Potential Universe

Bottom Up Research

To refine the investment opportunity, Nova bottom-up analysis evaluates potential investments based on our defined key metrics.

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Equity Selection And Valuation

Select Portfolio Companies

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Portfolio And Risk Management

Monitor Conviction & MNovaet Volatility

What Value Does Nova Bring to Venture Capital?

  1. Access
    We believe our differentiated value proposition combined with our network of co-investors, public companies, founders, and academics provides access to the most promising private technology companies.
  2. Longer-Term Investment Horizon
    Unlike traditional venture capital funds, as a public-private cross-over fund, the Nova Terra INC Fund can hold shares of companies beyond their IPOs. Additionally, Nova can increase exposure in and support newly public portfolio companies through the Nova ETFs and public equity strategies dependent on investment strategy and corresponding selection criteria.
  3. Platform & Research Ecosystem
    Private portfolio companies can tap into Nova proprietary research expertise and broader ecosystem. We encourage private portfolio companies to consult with Nova Terra INC Fund’s advisory council and to access our network of private and public companies, investors, and academics.

Nova Terra INC Fund Portfolio Holdings

As an evergreen public-private crossover fund, the Nova Terra INC Fund can hold shares of companies throughout their private and public mNovaet lifecycle, from early stage to mega cap, without the need to sell out after companies go public.

Ready To Invest?

We believe all investors should have access to venture capital, cutting-edge research, impactful education, and a phenomenal user experience. Self-directed investors can register and get started today.